Risk Disclaimer

All investments carry risk, including the risk that you may lose some or all of the capital you invest. Fixed rate income structures are not savings accounts and do not offer the protections associated with cash deposits.

Past performance is not a reliable indicator of future results. Any yield, target return or term profile shown on this website is indicative only, is not a forecast, and is not a guarantee of the returns you may receive.

Investments of the type described on this website are generally not covered by the Financial Services Compensation Scheme (FSCS) and you may not have access to the Financial Ombudsman Service in relation to them. You should not assume such protection applies unless it is expressly stated in the relevant offer documentation.

• Credit risk — a borrower or counterparty may default on scheduled interest or capital repayments.
• Liquidity risk — defined-term structures typically offer limited or no interim liquidity, and you should be prepared to hold to maturity.
• Interest rate risk — changes in prevailing rates may affect the relative value of fixed rate income.
• Inflation risk — inflation may erode the real value of the income and capital you receive.
• Concentration risk — exposure to a limited number of borrowers, sectors or security types may increase volatility of outcomes.
• Security risk — where an opportunity is described as secured, the value realised on enforcement may be less than the amount owed.

The information on this website is general in nature and does not take into account your objectives, financial situation or needs. It does not constitute a personal recommendation. You should consider whether an opportunity is appropriate for you and obtain independent financial advice from a person authorised by the Financial Conduct Authority before making any investment decision.

Opportunities may only be made available to certified high net worth individuals, self-certified sophisticated investors, professional clients or eligible counterparties as defined in the FCA Handbook and the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005. Eligibility is assessed before any specific investment information is provided.

The tax treatment of any investment depends on your individual circumstances and may change in the future. HM Revenue & Customs practice and tax legislation are subject to change. We do not provide tax advice.

This website is directed at persons resident in the United Kingdom. It is not directed at any person in a jurisdiction where publication or availability of the content would be contrary to local law or regulation.

AutospotUK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) with Firm Reference Number 814421. The firm has been authorised since 3 August 2018 for specific regulated activities and product types only.

You should check the Financial Services Register to confirm the full scope of the regulated activities for which the firm holds permission. Nothing on this website should be read as implying that the firm is authorised to carry on regulated activities beyond those shown on its register record.